In the latter case, the player loses and the dealer collects the bet wagered. The player to the left goes first and must decide whether to “stand” (not ask for another card) or “hit” (ask for another card in an attempt to get closer to a count of 21, or even hit 21 exactly). If the face-up card is not a ten-card or an ace, they do not look at the face-down card until it is the dealer’s turn to play. If the dealer’s face-up card is a ten-card or an ace, they look at their face-down card to see if the two cards make a natural.
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Winning tactics in Blackjack require that the player play each hand in the optimum way, and such strategy always takes into account what the dealer’s upcard is. If the dealer stands at 21 or less, the dealer pays the bet of any player having a higher total (not exceeding 21) and collects the bet of any player having a lower total. Insurance is invariably not a good proposition for the player, unless they are quite sure that there are an unusually high number of ten-cards still left undealt. With a pair of aces, the player is given one card for each ace and may not draw again. The amount of the original bet then goes on one of the cards, and an equal amount must be placed as a bet on the other card.
If a player’s first two cards are of the same denomination, such as two jacks or two sixes, they may choose to treat them as two separate hands when their turn comes around. The dealer’s decisions, then, are automatic on all plays, whereas the player always has the option of taking one or more cards. When the dealer has served every player, the dealers face-down card is turned up. If the dealer has a natural, they immediately collect the bets of all players who do not have naturals, (but no additional amount). Before the deal begins, each player places a bet, in chips, in front of them in the designated area.
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When four or more decks are used, they are dealt from a shoe (a box that allows the dealer to remove cards one at a time, face down, without actually holding one or more packs). In addition, the dealer uses a blank plastic card, which is never dealt, but is placed toward the bottom of the pack to indicate when it will be time for the cards to be reshuffled. The standard 52-card pack is used, but in most casinos several decks of cards are shuffled together. In the home game, all of the players have the opportunity to be the dealer (a “changing bank”). The dealer is in charge of running all aspects of the game, from shuffling and dealing the cards to handling all bets. In casino play, the dealer remains standing, and the players are seated.
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Generally, 2s, 3s, or 7s can be split unless the dealer has an 8, 9, ten-card, or ace. With a soft hand, the general strategy is to keep hitting until a total of at least 18 is reached. The strategy here is never to take a card if there is any chance of going bust. The dealer continues to deal from the shoe until coming to the plastic insert card, which indicates that it is time to reshuffle.
If the player goes bust, they have already lost their wager, even if the dealer goes bust as well. With two fives, the player may split a pair, double down, or just play the hand in the regular way. If the dealer has an ace, and counting it as 11 would bring the total to 17 or more (but not over 21), the dealer must count the ace as 11 and stand. The dealer then turns to the next player to their left and serves them in the same manner. (Not dealing to the bottom of all the cards makes it more difficult for professional card counters to operate effectively.) The dealer thoroughly shuffles portions of the pack until all the cards have been mixed and combined.
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